gross profit is equal to The optimal combination of benefits and risks is the best combination of benefits and risks. If the benefit is certain, the risk is minimized; Financial staff are used to dividing the investment payback period into long-term, intermediate and short-term periods. The term usually refers to more than five years, short term generally refers to a period of less than one year, and the middle term is somewhere in between. Managers also use long, medium and short term to describe the plan. Long-term plan describes the organization in a quite long period (usually more than 5 years) and the development direction of policy, regulation on the group's various departments over a longer period of time in some activities should reach the goal and requirements, mapped the organization long-term development blueprint. Short-term plans specifically provides for all departments of an organization in the current stage, to the future the shorter period especially in the recent period of time, which should be engaged in activities, engaged in such activities should meet the requirement, and thus provides a basis for the ACTS of all members of the organization. Banks in USA are very different working schedule in comparison to India. In USA Monday through Friday is termed "Business day". This day of Monday is treated as the holiday and is particularly assumed as weekends long events. Rest purchasing in India containing holidays same works together with the USA. There are 10 US national 2010 bank holidays each and every year and so the banks work according them. The general value form, while the general value form is not equal to the local value form. The practice of value must be determined in a certain category. He has been paying fixed-rate bonds since the month of savings, when they reached record lows Suppliers who use the regular contribution plan will not borrow money from the bank of England until late February. When the programme ends, the rates offered may start to improve, but it will be a slow process. Planning is so important for the success of the transaction that it is necessary to use a hypothetical example to further illustrate.