simple profit loss statement template Yu 'ebao, the world's largest money fund, took only four years to achieve the equivalent of 10 years of development, with a maximum annual yield approaching 7%. But in its rapid development, there have also been a big wave of backwater, the most severe, from March 2015 to September 2016, the yield was down from 4.4 percent to about 2.4 percent. "People say 'oh, those experts', but we're seeing what we call potential risks being rolled out. This is not what the experts say, this is what the economy is showing. " Recently, the yield of celestica monetary fund balance treasure has attracted the attention of investors, since August, balance of treasure yields falling, so far, the balance of monthly average yield has fallen below 4%. As hicks income concept did not specify what is called "equal wealth", and thus the income concept formed the basis of many debates concept, and the theory of accounting earnings, especially the capital preservation theory has a great influence. In accounting, people used to call "maintaining the same level of affluence" as capital preservation. Julie Palmer, a retail expert at Begbies Traynor, said retailers faced a particularly disappointing deal in the weeks following the apparent success of "black Friday" at the end of November.