3. The role of securities investment Dave Rosenberg, chief economist at Gluskin Sheff, said there was no real breakthrough in the bond market, and that current interest rate yields did not significantly break the mean and median levels since 2009. Accounting earnings include only realized gains, and exclude unrealized gains and losses, the economic benefits will be enterprise's operating earnings and are favorable to the same treatment, regardless of whether they have been implemented. Thus, in general, accounting gains are less than economic gains, and the difference is mainly in the interest. The research analysed five years’ trading connection between 1000 UK individuals split evenly into three age-based groups: 18-30, 30-50 and 50+, while using highest age being over 80. The five years ended in October 09 and so covered bull and bear markets, the banking collapse of 2008 and the volatile 2008/9 markets. Ms lagarde said she recently to Britain and the European Union in the civil rights, Northern Ireland and financial settlement negotiations welcome The savings rate in January has fallen to historic lows since last August's cut in bank interest rates.