active one But administrators lost £990 a year compared to full-time employees and the average sales or customer service worker lost £800 a year. Flash memory and DRAM demand growth over the long term Suppliers who use the regular contribution plan will not borrow money from the bank of England until late February. When the programme ends, the rates offered may start to improve, but it will be a slow process. Xpoint fills the cost and cost gap between high speed and high cost DRAM and low cost NAND. Does this technology engulf DRAM and NAND markets? Customers who purchase a large number of Xpoint chip/drives may purchase fewer DRAM chips and NAND chips/drives.