To read more Last month, the bank said it expects to raise interest rates twice to keep inflation below 3 percentage points by the end of the decade. Xpoint fills the cost and cost gap between high speed and high cost DRAM and low cost NAND. Does this technology engulf DRAM and NAND markets? Customers who purchase a large number of Xpoint chip/drives may purchase fewer DRAM chips and NAND chips/drives. We have been using internet banking for quiet sometimes now. Even though there were internet banking security breach occasions, but the percentage is very small. People has learned to be very careful and protecting themselves when using internet banking. Internet banking users are smart people and they also know how to protect their computer from malware and hacker which has the opportunity to interrupt inside their internet checking account. Adam Smith began as a logical starting point for "the personal gratification of the activity of personal gratification," and the market was "laissez-faire". The activities of the government completely unable to intervene in the pursuit of personal wealth, also don't have to worry about the laissez-faire altogether will create chaos, "an invisible hand" will be taking the laissez-faire personal economic activities arranged in perfect order. In other words, Adam Smith's market concept focuses on limiting government interference in individual economic activities. The wealth of nations also spends a considerable amount of time attacking the mercantilist policies that interfere with individual economic activity and limit individual economic power (property rights). Later classical economists stuck to their laissez-faire views.